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Most individuals simply expect that they will have access to health insurance when they need it and take it for granted that it will be there. The fact is that health care in Australia may be astronomically expensive. The scenario is even worse if you are an international student or expat because you could not be qualified for Medicare coverage like residents of your country are.
This means that if you want to stay healthy and save money on expensive medical care in Australia, you’ll need to purchase private health insurance from a firm like Overseas Health Insurance Group.
What is Overseas Student Health Cover (OSHC)?
International students and other temporary residents of Australia are required to have Overseas Student Health Cover (OSHC), a type of government-mandated health insurance. During your visit to Australia, OSHC offers complete coverage at a reasonable cost.
If you get sick or hurt while you’re in Australia, it will shield you from having to pay a lot out of pocket for medical care. The discrepancy between what Medicare pays and what the hospital charges will be covered by Overseas Student Health Cover (OSHC).
Why do I need OSHC?
It’s crucial to get health insurance if you’re an international student studying in Australia or an expat living and working here.
The expense of medical care might be very significant in the event of an accident or illness. Therefore, it’s crucial to make sure you have proper health coverage. The good news is that you have a lot of options to choose from, so make sure you do your research and comparisons first to find the one that best meets your needs.
How much does OSHC cost?
Your medical expenses in Australia will be covered by the Overseas Student Health Cover, or OSHC. If you are an international student studying in Australia, you could be required to get this kind of health insurance. The price of the OSHC will vary depending on your needs for coverage and how long you plan to stay.
How do I apply for OSHC?
You may be qualified to apply for Overseas Student Health Cover if you are an international student attending an Australian university or an expat residing in Australia. You can start the process right away by submitting your application online.
What does an OSHC policy cover?
When you visit Australia to study, conduct research, or enroll in a course of vocational training, you are covered by this health insurance policy. If you are 18 to 30 years old and do not hold citizenship in Australia or New Zealand, you are eligible. You have access to the same level of healthcare provided to Australians under this plan.
What if I need to make a claim?
There are no paperwork or waiting periods required if you need to submit a claim under your health insurance. If the situation is urgent, we will submit the claim on your behalf. Don’t stress about dealing with the hassle of bureaucracy; our team of advisors is available to assist you around-the-clock.
Although we are aware that talking about health insurance can be unpleasant, it need not be. We’re here to guide you through the process and help you choose the best course of action.